Settlements/Closings

Real Estate Settlements & Closings

When you are buying a home, it’s important to have a real estate settlement and closing partner on your side that can provide a stress-free settlement process from the initial title search to closing day. At Watermark Land Transfer, we work with our customers to make sure the entire closing process is streamlined, easy, and understandable so you can have peace of mind your real estate transaction goes smoothly.

What Are Real Estate Settlement Services?

After you’ve secured a mortgage loan, you may notice a cost for “title fees” or “real estate closing costs” on the loan estimate. This is a blanket term to cover the settlement costs associated with closing on a house and includes:

  • Title search and examination: Our job as your settlement company is to scrutinize every detail of your transaction. Think of us as your ‘detectives.’ We will go back and closely examine court records and legal documents for the past 60 years to make sure there are no liens or unresolved claims on the property.
  • Title resolutions: If an issue arises during the title search and examination, we will work with you, your real estate agent, and all parties to ‘clean’ the title before the closing date.
  • Title insurance: Once the title is deemed clean, we will issue title insurance for both your lender and for you. Title insurance protects homeowners and lenders against ownership issues that may arise after closing. While lender’s title insurance is required, your owner’s title insurance is optional but recommended.
  • Document preparation: We will work with your lender, your agent, the seller, and with you to prepare all the documents needed for your closing date. Your designated closing agent will stay in touch with you during the document prep phase to keep you informed of any outstanding items needed.
  • Closing coordination: Once the paperwork is completed, we will coordinate schedules with you, the buyer, and the real estate agents to get a date on the calendar for closing. We will also take care of getting the checks, deeds, affidavits, and authorization letters from all parties ready for your scheduled closing date.
  • Final closing: As your settlement and title company, we will be there with you at closing to oversee the transaction. We will make sure everything is signed properly on the settlement statement and then collect funds, hold them in an escrow account, and disperse the funds on time to the seller.
  • Mortgage and deed filing and recording: The last step as your settlement partner is to file the deed and documents with the local county office. All you need to do now is head to your new home!

Watermark Land Transfer is ready to be your partner – and advocate – for your real estate settlement. Our team of closing agents has experience in residential, rural, investment, commercial, new construction, and farm transactions. Contact us today to learn more about how we can be of assistance.

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If you are a real estate agent or a client with an urgent request, call 223-848-3546 directly for prompt service!

Other Services We Provide

Watermark Land Transfer provides residents of York, PA and surrounding areas expert title insurance, settlement, closing and notary services.

Title Insurance

Protect your investment with owner’s title insurance.

Notary Services

When you need a notary for important documents, we are here to help.

Easy To Use Online Tools

Our online tools make it easy for consumers, realtors and investors to get the information they need for their real estate transaction. Our secure online tools improve communication between everyone involved in a transaction.

Get A Title Quote

Get an instant quote for a title search and insurance.

Get A Quote

Instant Net Sheets

See the total amount a seller can expect to receive at settlement.

Get A Net Sheet

Place An Order

Are you ready to move forward? Place an order today.

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The Benefits Of Choosing Watermark

Watermark Land Transfer is a real estate title company in York, PA offering title services, title insurance, closing and settlement services, and notary services. Our goal is simple - to provide our clients and our community with the resources they need for a hassle-free closing. We are more than a title company and work hard to show our clients that we are truly consumer-focused.

Our team of title agents makes it easy for homeowners to buy or sell a home in Central Pennsylvania and Northern Maryland. We offer both on-site and virtual title and settlement services and treat our clients like family. If you are in the process of selling or buying a home, reach out to us today to see how working with Watermark Land Transfer can help.

1st Watermark Benefits

We Are Vested in You

When you work with Watermark Land Transfer for your real estate transaction, we are truly vested in your success. We treat each contract, document, and closing as if it were our own.

2nd Watermark Benefits

We Keep You In the Loop

During the closing process, we will keep you informed every step of the way so there are no surprises on settlement day.

3rd Watermark Benefits

We Live Here, Too

Watermark Land Transfer is an independent, locally owned title company. We have the flexibility to get things done for you without the constraints of a national title company.