Consumers

Your Partner in Your Real Estate Journey

Many people going through the home buying journey are unfamiliar with what a title company is, or what they even do. The truth is your title company is one of the key partners in the entire process. Our responsibility is to verify the seller of the house you are buying legally has the right to sell you their property.

Our Responsibility

  • Conduct a title search: Many homes have had more than one owner. During a title search, we will trace the “chain of title” to make sure there are no obstacles such as liens, unpaid property taxes, public records errors, or encroachment with neighbors for you to purchase the home.
  • Issue title insurance: After the title search, we will issue title insurance. Title insurance protects your investment in the property including any equity you have built up since the purchase if your ownership is brought into question.
  • Oversee escrow and closing: We will manage and oversee the escrow account which holds the money needed for the sale. We will also manage and prepare the paperwork associated with the closing.
  • Distribute funds: At settlement, we will distribute funds to all parties.

FAQs

The world of title insurance and real estate settlements can be confusing! Here are the most frequently asked questions about the process.

  • What is a title? A title is essentially your “bundle of rights” to your real estate property. Titles are also issued with other kinds of property including boats and cars.
  • Is a deed the same as a title? A deed is different from a title. A deed contains the legal description of the property including property lines and is a legal document.
  • What is title insurance? There are two kinds of title insurance – lender’s title insurance and owner’s title insurance. Lender’s title insurance protects the mortgage company if there is an issue after closing that causes the buyer to lose the house in a property dispute. Owner’s title insurance acts similarly, but protects the owner’s investment.
  • Why do I need title insurance when I am refinancing? When you refinance, you are obtaining a new loan. The mortgage company will require you a new lender’s title insurance policy to protect their investment in the home. You do not have to purchase new owner’s title insurance, as your original policy is good for as long as you own the home.

You Have the Power to Choose

Although many realtors and lenders have relationships with specific title companies, you, as the consumer, have the right to choose who you work with. Your agent or lender may recommend a solid, reputable company, however it’s best to do some research before committing to a company that will help you with one of the biggest transactions in your lifetime.

Why Choose Your Own Title Company?

  • You expect top-tier customer service 
  • You want to give your business to a locally-owned company
  • You want to get the best deal on your closing fees
  • You have a complicated purchase

Be your own advocate and research several companies before making a decision. At Watermark Land Transfer, you can count on us to deliver concierge-level service to make your settlement go as smoothly as possible!

Contact Us Today

Have A Question?

Send us a message and a member of our team will reach back out to you as soon as possible with an answer.

"*" indicates required fields

If you are a real estate agent or a client with an urgent request, call 223-848-3546 directly for prompt service!

Services We Provide

Watermark Land Transfer provides residents of York, PA and surrounding areas expert title insurance, settlement, closing and notary services.

Title Insurance

Protect your investment with owner’s title insurance.

Settlement Services

From title search to settlement day, we are there every step of the way.

Notary Services

When you need a notary for important documents, we are here to help.

Easy To Use Online Tools

Our online tools make it easy for consumers, realtors and investors to get the information they need for their real estate transaction. Our secure online tools improve communication between everyone involved in a transaction.

Get A Title Quote

Get an instant quote for a title search and insurance.

Get A Quote

Instant Net Sheets

See the total amount a seller can expect to receive at settlement.

Get A Net Sheet

Place An Order

Are you ready to move forward? Place an order today.

Place An Order

The Benefits Of Choosing Watermark

Watermark Land Transfer is a real estate title company in York, PA offering title services, title insurance, closing and settlement services, and notary services. Our goal is simple - to provide our clients and our community with the resources they need for a hassle-free closing. We are more than a title company and work hard to show our clients that we are truly consumer-focused.

Our team of title agents makes it easy for homeowners to buy or sell a home in Central Pennsylvania and Northern Maryland. We offer both on-site and virtual title and settlement services and treat our clients like family. If you are in the process of selling or buying a home, reach out to us today to see how working with Watermark Land Transfer can help.

1st Watermark Benefits

We Are Vested in You

When you work with Watermark Land Transfer for your real estate transaction, we are truly vested in your success. We treat each contract, document, and closing as if it were our own.

2nd Watermark Benefits

We Keep You In the Loop

During the closing process, we will keep you informed every step of the way so there are no surprises on settlement day.

3rd Watermark Benefits

We Live Here, Too

Watermark Land Transfer is an independent, locally owned title company. We have the flexibility to get things done for you without the constraints of a national title company.